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SWP Monte Carlo
Stress Test

How likely is your corpus to last the distance? This simulator runs thousands of possible market return sequences to show not just the average outcome, but the actual probability your systematic withdrawal plan survives.

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Plan inputs

Starting corpus
Scales linearly — results are proportional
Withdrawal rate5%
Year 1 draw: ₹5.00 L
Inflation-adjust withdrawals
Inflation6%
Horizon25 yrs
Equity allocation
Flexi Cap 60%Small Cap 40%
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probability the corpus survives after 25 years across 4,000 simulated paths
0%50%100%
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Median ending corpus
—
Weak case — 10th %ile end
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Strong case — 90th %ile end
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Portfolio return / vol
Corpus value over time
10th–90th percentile 25th–75th percentile Median path

Adjust the inputs on the left to run the simulation.

Mutual Fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not indicative of future results. The Monte Carlo simulation is illustrative only and does not constitute investment advice. Please consult a SEBI-registered investment adviser before making financial decisions. Westend Prime Wealth is an AMFI-registered Mutual Fund Distributor.