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Free Investment Tools

Plan Your Wealth with
Precision

Use our suite of mutual fund calculators to visualise your financial future — SIP growth, retirement corpus, tax savings, and more. All calculations are illustrative; returns are not guaranteed.

Calculator 1 of 8

SIP Calculator

Find out how much your monthly SIP can grow over time with the power of compounding.

Monthly SIP Amount₹10,000
₹500₹2,00,000
Expected Annual Return12%
4%30%
Investment Duration15 Years
1 Year40 Years
Total Corpus
₹0
Total Amount Invested₹0
Wealth Gained₹0
Absolute Returns0%
Illustrative only. Mutual fund returns are subject to market risk and are not guaranteed.
Calculator 2 of 8

Lump Sum Calculator

See how a one-time investment can grow over your chosen time horizon.

One-Time Investment₹5,00,000
₹10,000₹1 Cr
Expected Annual Return12%
4%30%
Investment Duration10 Years
1 Year40 Years
Maturity Value
₹0
Amount Invested₹0
Wealth Gained₹0
CAGR0%
Illustrative only. Actual returns depend on fund performance and market conditions.
Calculator 3 of 8

SWP — Systematic Withdrawal Plan

Planning to draw a regular income from your corpus? See how long your investment lasts.

Total Corpus₹50,00,000
₹1 Lakh₹5 Crore
Monthly Withdrawal₹30,000
₹1,000₹5,00,000
Expected Annual Return10%
4%20%
Your Corpus Will Last
0 Years
Total Withdrawals₹0
Monthly Withdrawal₹0
Effective Annual Income₹0
Illustrative only. Returns assumed constant. Actual fund performance will vary.
Calculator 4 of 8

Retirement Corpus Calculator

How much do you need to retire comfortably? Find the SIP required to reach your retirement goal.

Current Age30 Years
2060
Retirement Age60 Years
4070
Monthly Expenses Today₹50,000
₹10,000₹5,00,000
Expected Inflation Rate6%
3%12%
Expected Return (pre-retirement)12%
6%20%
Corpus Required at Retirement
₹0
Years to Retirement0
Monthly Expenses at Retirement₹0
SIP Required (Monthly)₹0
Assumes 25x annual expenses as retirement corpus. Returns and inflation are assumed constant. Consult an advisor for a personalised plan.
Calculator 5 of 8

ELSS / Tax Saving Calculator

See how much tax you save under Section 80C and how your ELSS investment grows with a 3-year lock-in.

Annual ELSS Investment₹1,50,000
₹500₹1,50,000
Your Income Tax Slab30%
5%30%
Expected Annual Return12%
6%25%
Investment Duration10 Years
3 Years (min)30 Years
Maturity Value
₹0
Total Invested₹0
Annual Tax Saved (80C)₹0
Total Tax Saved over Period₹0
Wealth Gained₹0
80C deduction is capped at ₹1,50,000 per year. LTCG above ₹1.25 lakh is taxed at 12.5%. Consult your tax advisor for exact savings.
Calculator 6 of 8

Step-Up SIP Calculator

Increase your SIP by a fixed percentage every year — aligned with your growing income — and see the compounding impact.

Starting Monthly SIP₹10,000
₹500₹2,00,000
Annual Step-Up %10%
1%50%
Expected Annual Return12%
4%30%
Investment Duration15 Years
1 Year40 Years
Total Corpus
₹0
vs Plain SIP (same amount)+₹0 more
Total Invested₹0
Wealth Gained₹0
Final Year Monthly SIP₹0
Illustrative only. Annual step-up applied at the start of each year. Returns not guaranteed.
Calculator 7 of 8

SIP vs Lump Sum Comparison

Compare growing the same total money via SIP vs a one-time lump sum investment.

Total Investment Amount₹12,00,000
₹12,000₹6 Crore
Investment Duration10 Years
1 Year40 Years
Expected Annual Return12%
4%30%
SIP Corpus
₹0
Lump Sum Corpus₹0
Monthly SIP (spread over period)₹0/mo
SIP Wealth Gained₹0
Lump Sum Wealth Gained₹0
Winner
Both scenarios assume the same total money deployed. Lump sum returns can be higher in strongly trending markets; SIP reduces timing risk via rupee cost averaging.
Calculator 8 of 8

Child Education Planner

Calculate the SIP needed today to fund your child's higher education in the future, accounting for education inflation.

Child's Current Age5 Years
017
Education Starting Age18 Years
1625
Current Cost of Education₹20,00,000
₹1 Lakh₹2 Crore
Education Inflation Rate8%
4%15%
Expected Fund Return12%
6%20%
Monthly SIP Required
₹0
Years to Goal0
Future Education Cost₹0
Total SIP Investment₹0
Education inflation assumed constant. Returns are illustrative. Start as early as possible — time is your greatest asset.

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Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. All calculator results are illustrative estimates only and do not constitute investment advice.  |  Read Full Disclaimer